Banking aptitude questions - based on banking terminology, news of RBI etc. Important questions for ibps clerk recruitment, ibps po jobs exam, sbi clerk and other banking exams.
1- When was the Banking Ombudsman Scheme introduced?
Answer:- It was introduced under Section 35 A of the Banking Regulation Act, 1949 by RBI with effect from 1995.
Answer :- Rs. 25 Lakh
3- When was Bharat Nirman launched in India ?
4- What is full abbreviation of DICGC ?
Answer:- Deposit Insurance and Credit Guarantee Corporation
5- Tell about NPS ?
Answer:- National Pension Scheme is known as NPS . To develop and regulate pension sector in the county on 1st January 2004 it was launched in India.
6- Now a days a word " PRAN " is coming to hear . What is the full form of " PRAN "?
Answer :- Permanent Retirement Account Number
7- What is the maximum limit of NEFT ( National Electronic Fund Transfer )
Answer:- No limit
8- What is full name of RTGS ?
Answer:- Real Time Gross Settlement is known as RTGS. By RTGS we can send money from one bank account to another bank account anywhere .
9- What is minimum limit of RTGS ?
Answer:- Rs. 2 Lakh
10- Banccasurance is a partnership between whom?
Answer:- Between bank and the insurance company
11- What is current bank rate as on December 3rd 2013 ?
Answer:- 8.75 %
12- What is the full name of " BSBDA" ?
Answer:- 'Basic Savings Bank Deposit Account'
13- What is the upper ceiling for RTGS transactions ?
Answer:- No limit
14- Mostly we use ATM to withdraw money from ATM machine . Do you know what is full name of ATM ?
Answer: Automated Teller Machine
15- What is the minimum period of maturity prescribed for Commercial Paper ?
Answer:- 7 days
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